What the programs are:
Money Smarts 4 Kids programs are an educational resource for schools as well as parents. Curriculums for grades 4 and up are suitable for in-class sessions at schools as well as for full 5-day March Break and Summer Camps and can be customized for special half-day or full day programs or for private events
All our curriculums meet financial literacy education objectives and are designed around core education standards in a manner that kids learn and retain more. Course material for Money Smarts 4 Kids- Basic and Money Smarts 4 Kids- Advanced are taught by a certified wealth coach and include metrics for measuring long term changes in behavior.
Benefits of the programs:
Kids develop healthy spending habits, start taking responsibility for some of their wants & needs, develop a sense of accountability and start putting money to work at an early age.
Money Smarts 4 Kids-Basic
Would you like your kids to understand the value of hard earned money? Money Smarts 4 Kids is an interactive financial literacy program designed to let kids have tons of fun as they learn new habits and develop attitudes towards money that are appropriate for their ages. Games and activities are used to demonstrate important concepts so kids are learning and having fun at the same time!
Some of the topics that your kids will be involved with are: the many uses of money, what it takes to earn it, how to save it , how to make it grow and the value of sharing. Among other things, kids learn the difference between wants and needs, how to pay yourself first, save early, save often, put your money to work for you, spend less than you make, only borrow when it’s going to make you money, as well as critical concepts such as ethical choices and giving back to the community.
Here is a glimpse of the syllabus:
- The importance of starting to save at an early age
- The many options to save your money (From Piggy Banks to GICs)
- Wants vs. Needs
- Developing a simple budget
- What is interest? How to earn it and avoid paying it
- Debt: Various forms of credit
- Credit Cards: How they work. Advantages/Disadvantages
- The importance of a good credit score
- Savings vs. Investing
- Some simple forms of investing
Money Smarts 4 Kids - Advanced Level
This camp gives your kid a glimpse into their financial future.
With all the excitement and fun expected in a summer camp, this program builds on the skills acquired in the basic Money Smarts 4 Kids camp. The Advanced level revisits the basic financial concepts and expands on them so that campers become more knowledgeable about key financial principles and how to use them to make personal financial gain. While having fun, games and activities provide opportunities for campers to gain experience in making financial decisions that they’ll face later in life and helps them to successfully prepare for them.
Some of the new things that kids learn in this camp are: understanding credit, differentiating between good and bad debt, how to earn passive income, start and run a business, trade on the stock market, buy real estate and how to build wealth.
Campers are empowered with contests, role playing games and more to keep them engaged and enable them to learn faster. Recreational time, including swimming, is included in the program.
In addition to a recap of what was covered in Money Smarts 4 Kids basic, the following is addressed in the Money Smarts 4 Kids- Advanced program:
- The Banking system
- Loan Investments vs. Ownership Investments
- The stock market
- Return on investments
- Risk Management
- Net worth
The Money Game
If you are a teacher or a parent who would like to teach your kids wealth creation principles, The Money Game is for you.
Money Smarts 4 Kids is pleased to be able to make available to you the Creative Wealth Int’l product The Money Game “the revolutionary new financial game where the players are the pieces and the lessons last a lifetime.”
Using The Money Game kids and teens learn:
- The Secrets of Savings
- The Basics of Budgeting
- The Dangers of Debt
- The Ins & Outs of Investing
- The Goodness of Giving
- And So much more!
For more information and to order The Money Game please click on the link below:
Here is a video from a previously offered summer camp presented by Money Smarts 4 Kids: